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More information
Paylib is payment method using el=
ectronic wallets (also called wallet) offered by the consortium of ma=
in French Issuing banks (ARKEA, CA, BNPP, SG, LBP, Hello Bank, Boursorama, =
BP, Caisse d'Epargne, CM and CIC).
Paylib integrates Visa, Mastercard and local French Cartes Ban=
caires cards.
Its aims at simplifing and reliable online payments :
More information : https://www.paylib.fr/
In summary, this payment method a= llows :
Synchronous / asynchronous processing
Payment processing is carried out in asynchronous mode.
Thus, the payment method is available only in Webpayment mode.
What is the user experience ?
The user experience of a payment = comes down to:
The = figure above gives the sequencing of the pages. Note that pages 2 and 7 are= optional
Payment flow of a web payment= strong>
On your e-commerce site, your customer clicks on the =E2=80=9Cpay=E2=80=
=9D button to proceed to payment for their order.
Your site contacts Payline to complete a transaction.
Payline returns a session token and the URL to use to redirect your custome=
r to the Payline web pages.
Step 1: Choice of payment method
Step 2 : Redirection to the PAYLIB authentication page
Step 3 : Confirmation of the transaction from=
PAYLIB
Step 4 : Payment receipt then redirection=
to the merchant site
Payment by mobile via PAYLIB requ= ires installing the PAYLIB application and registering the user account on = it.
Once the PAYLIB payment method has been selected on the merchant site, t= he user is redirected to his PAYLIB application in order to authenticate an= d finalize his purchases.
Step 1 : Pay for purchases
Step 2 : PAYLIB application management =
interface
Step 3 :Retriev=
ing payment information
On the back office you can view the transaction realized with the PAYLIB pa=
yment method.
Reporting file
Payline integrates the PAYLIB reporting files, which allow you to monito=
r transactions in PAYLIB backoffice and find them out in your Payline settl=
ement reports.
This file can be: