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Paylib is payment method using electronic wallets (also called wallet) offered by the consortium of main French Issuing banks (ARKEA, CA, BNPP, SG, LBP, Hello Bank, Boursorama, BP, Caisse d'Epargne, CM and CIC).
Paylib integrates Visa, Mastercard and local French Cartes Bancaires cards.
Its aims at simplifing and reliable online payments :
More information : https://www.paylib.fr/ |
In summary, this payment method allows :
Synchronous / asynchronous processing
Payment processing is carried out in asynchronous mode.
Thus, the payment method is available only in Webpayment mode.
What is the user experience ?
The user experience of a payment comes down to:
The figure above gives the sequencing of the pages. Note that pages 2 and 7 are optional
Payment flow of a web payment
On your e-commerce site, your customer clicks on the “pay” button to proceed to payment for their order.
Your site contacts Payline to complete a transaction.
Payline returns a session token and the URL to use to redirect your customer to the Payline web pages.
Step 1: Choice of payment method
Step 2 : Redirection to the PAYLIB authentication page
Step 3 : Confirmation of the transaction from PAYLIB
Step 4 : Payment receipt then redirection to the merchant site
Payment by mobile via PAYLIB requires installing the PAYLIB application and registering the user account on it.
Once the PAYLIB payment method has been selected on the merchant site, the user is redirected to his PAYLIB application in order to authenticate and finalize his purchases.
Step 1 : Pay for purchases
Step 2 : PAYLIB application management interface
Step 3 :Retrieving payment information
On the back office you can view the transaction realized with the PAYLIB payment method.
Reporting file
Payline integrates the PAYLIB reporting files, which allow you to monitor transactions in PAYLIB backoffice and find them out in your Payline settlement reports.
This file can be: