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Paylib is payment method using electronic wallets (also called wallet) offered by the consortium of ARKEA, CA, BNPP, SG, LBP, Hello Bank, Boursorama, BP, Caisse d'Epargne, CM and CIC.
Paylib integrates Visa, Mastercard and CB cards.
Its aims to simplify and reliable online payment :
More information : https://www.paylib.fr/ |
In summary, this payment method :
Synchronous / asynchronous processing
Payment processing is carried out in asynchronous mode.
What is the user experience ?
The user experience of a payment comes down to:
The figure above gives the sequencing of the pages. Note that pages 2 and 7 are optional
Payment flow of a web payment
On your e-commerce site, your customer clicks on the “pay” button to proceed to payment for their order.
Your site contacts Payline to complete a transaction.
Payline returns a session token and the URL to use to redirect your customer to the Payline web pages.
Step 1: Choice of payment method
Step 2 : Redirection to the PAYLIB authentication page
Step 3 : Validation of the transaction from PAYLIB
Step 4 : Payment receipt then redirection to the merchant site
Payment by mobile via PAYLIB requires installing the PAYLIB application and registering your account on it.
Once the PAYLIB payment method has been selected on the merchant site, the user is redirected to his PAYLIB application in order to authenticate and finalize your purchases.
Step 1 : Pay for purchases
Step 2 : PAYLIB application management interface
Step 3 :Retrieving payment information
On the back office you can view the transaction realized with the PAYLIB payment method.
Reporting file
Payline integrates the PAYLIB reporting files, which allows monitoring in the administration center of PAYLIB transactions and being able to find this information in the consolidated reporting file.
This file can be: