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This new service allows you to reduce PCI DSS constraints by replacing buyer payment data with a unique token, thus avoiding the manipulation of sensitive data.
The Token Requestor creates a new token specific to each card and sends it to Monext to be used instead of the payment data.
In addition to enhanced security, expired or compromised payment tokens can be updated in the background by the financial institution concerned, eliminating one of the main friction points for both you and your buyers.
This eliminates the risk of a buyer forgetting to update their data when a payment deadline arrives, or having a payment declined due to outdated information.
By reducing your authorization rejections, you will increase your order conversion rate.
Use of the Visa Token Service or Mastercard Digital Enablement Service functionality is available if all merchant acquirers are enrolled with the service and use the CB2A 1.6.1 protocol.
You must have the "Scheme Tokenisation" option: please contact the Payline support team to update your subscription.
This feature will be available after obtaining a "Token Requestor Identifier" provided by Visa or Mastercard. See the configuration to obtain an identifier.
This service allows you to tokenise a payment card when registering the card in a wallet.
Then you can use the e-wallet features to make payments with this service.
You can also tokenize all the cards already tokenized in token.
For this you need to contact our support to make the migration.
It is essential to use e-wallets to make tokenised payments.
The buyer is not involved in this tokenisation. The wallet will be displayed with the buyer's hidden card, but the payment will be made with the token. |
Brand selection is required to tokenise co-branded VISA and MASTERCARD cards. Cards selected on the CB network will not be tokenised. |