You must subscribe to the "Tokenisation by schemes" option: please contact the Payline support team to update your subscription.
Consult the configuration on the Monext Online backoffice : Tokenisation configuration.
To activate a Scheme tokenisation service, you must enter a CLIENT APP ID and then request activation from Visa or Mastercard by clicking on Activate to receive a TRID.
This concerns merchants who use the Monext wallet.
Merchants who register cards or tokenPANs (=Monext tokens) in their own information system do not fall into this category.
They have to refer to the case "the merchant manages his own Card On File".
This service allows a buyer to request the enrolment of his card in his wallet or to create a wallet if one does not exist.
You can use the Payline API
The cardholder wishes to register his card in the merchant's wallet when he makes a first payment.
In this case, the payment is made with the card data and the wallet is created for future purchases.
You can use the Payline API :
This use case corresponds to the payment request via a card already enrolled in VTS (Visa Token Service) or M4M (MDES for Merchants).
You can use the Payline API :
This use case corresponds to the payment request via a card already enrolled in VTS (Visa Token Service) or M4M (MDES for Merchants).
You can use the Payline API :
This use case corresponds to a request to delete and update the card in the wallet.
This request is forwarded via Payline to the Token Requestor in the form of a suspension or update of the card in the wallet.
You can deactivate a wallet and its token, simply by deactivating the wallet: see Wallet Payment backoffice
To make a payment with network token when the merchant does not use the Monext wallet:
Authorisation requests work with a network token in the card.number :
Name | Presence (*) | Description |
---|---|---|
card.panType | C | Indicate the value "SCHEME TOKEN |
card.number | M | Value with the network token rather than the PAN. |
card.par | O | PAR provided by the network. |
card.tokenRequestorCryptogram | C | Token Cryptogram (TAVV or UCAF) calculated by the networks (present for CIT, absent for MIT). |
card.tokenRequestorId | M | TRID assigned to the merchant by each network. |
card.last4 | O | Enter the last 4 digits of the token. |
(*) Mandatory ; Optionnal ; Conditionnal
When using a network token in direct API, the merchant must indicate the brand of the token in the payment.cardBrand field. |
Wallet: you can view the updated card in a wallet as soon as it is tokenised.
Transaction: you can find the information in the transaction details, the token and the PAN type indicator = "SCHEME TOKEN" in the card block:
The cards eligible for tokenisation: