Klarna Pay Now Specific terms 


Payment Type

Real-time Bank Transfer

Chargeback Risk

No

Missing Funds Risk

No

Payment guarantee

Yes, subject to none of the re-transfer reasons, as determined by the Payment Scheme from time to time, being applicable

Refund possibility

Yes

Transaction minimum

N/A

Transaction maximum

1,000 EUR by default; up to 5,000 EUR for pre-approved by underwriting

Specific Prohibited Goods and Services

In addition to those prohibited goods and services listed in Terms of use, section 11.k : Gambling, financial services (FX currency, money remittance, etc.) and other high-risk digital.

 

  1. The Merchant explicitly agrees that by accepting these Terms of Use it enables Klarna’s acquisition of Claims (as defined in the Klarna Services Scheme Rules). The usage of the Klarna Payment Method is thus governed both by the pricing and any other agreement made between the Merchant and MONEXT, as applicable, as well as by the current Klarna Services Scheme Rules in relation to the agreement between the Merchant, as appropriate, and Klarna. Acceptance of the Merchant as a user of the Klarna Payment Method is subject at all times to the acceptance of Merchant by Klarna, which Klarna may refuse at its sole discretion.

    The Klarna Services Scheme Rules can be found at:

    1. Enterprise: https://cdn.klarna.com/1.0/shared/content/legal/terms/ppro_reseller/en_gb/kp

    2. SME: https://cdn.klarna.com/1.0/shared/content/legal/terms/ppro_mor/en_gb/kp