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Context
Requirements
Effective August,12 February 2024, merchants must provide the following data fields in their authentication request
- device data
- IP address.
- width and high of the screen.
- cardholder data
- name.
- email adresse.address or phone number.
- billing address.
Exclusion
The minimum data requirements do not apply if there are local data privacy regulations that prohibit the data field from being shared.
Benefits
When merchants provide these data :
- Merchants see an authentication success rate lift of +4% and an approval rate lift of +6%.
Issuers can see a +65% fraud detection rate lift.
References
- AI13277 AI13666 - 2023083120240104
Impacts on Monext Online web service API call.
The following table gives the fields mapping of the fields in the Monext Online API callsSOAP API | REST API (To be delivered) | |||
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doWebPayment manageWebWallet (Payment hosted pages) | verifyEnrollment (direct interface ) | POST session (Payment hosted pages) | POST authentication (directe interface) | |
| Données navigateur | N.A Provided by Monext Online. | buyer.ip. browser.screenHeight. browser.screenWidth. | N.A Provided by Monext Online. | threeDS.device.ip. threeDS.device.screenHeight. screenHeight.screenWidth. |
| Données porteur | buyer.firstName. buyer.lastName. buyer.mobilePhone. buyer.email. | buyer.firstName. buyer.lastName. buyer.mobile. buyer.email | ||
buyer.billingAddress.street1.
buyer.billingAddress.street2 (*).
buyer.billingAddress.streetNumber.
buyer.billingAddress.cityName.
buyer.billingAddress.zipCode.
buyer.billingAddress.state (*).
buyer.billingAddress.country
buyer.billingAddress.street.
buyer.billingAddress. |
buyer.billingAddress.streetNumber.
buyer.billingAddress.city.
buyer.billingAddress.zipCode.
buyer.billingAddress.state (*).
buyer.billingAddress.country
Related pages
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